IMPORTANT WORKERS' COMP LAWS TO KNOW IN COLORADO
If you're an employee in Colorado, it's essential to understand the state's workers' compensation laws to protect your rights if you are injured on the job. Here are some important workers' comp laws to know in Colorado:
1. Employer Coverage
In Colorado, all employers are required to carry workers' compensation insurance if they have one or more employees, regardless of whether they are full-time, part-time, or seasonal.
2. Employee Coverage
All employees are covered under workers' compensation in Colorado, including undocumented workers and those who work for a nonprofit or charitable organization.
3. Benefits
Workers' compensation benefits in Colorado include medical treatment, lost wages, disability benefits, and death benefits for dependents.
4. Filing a Claim
If you are injured on the job, you must report the injury to your employer within four days and file a workers' compensation claim within two years. Failure to do so may result in the denial of your claim.
5. Choosing a Doctor
In Colorado, your employer has the right to choose the doctor who will treat your injury for the first 90 days. After that, you can choose your own doctor.
6. Dispute Resolution
If there is a dispute over your workers' compensation claim, you can request a hearing before an administrative law judge. You also have the right to appeal any decision made by the judge.
7. Retaliation Prohibited
Employers in Colorado are prohibited from retaliating against employees who file workers' compensation claims or exercise their rights under the law.
8. Independent Contractors
Independent contractors are not covered under workers' compensation in Colorado. However, if an employer misclassifies an employee as an independent contractor, the employee may be able to file a workers' compensation claim.
In summary, workers' compensation laws in Colorado provide important protections for employees who are injured on the job. It's essential to understand these laws and your rights to ensure you receive the benefits you are entitled to if you are injured at work.
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